Apple Pay Cash is now starting rolling out on iOS 11.2 for iPhone and iPad users, so you can send and receive money through iMessage conversations using the native Messages app.
Apple’s hotly-anticipated Pay Cash payment app was forced to release iOS 11.2, which was a little earlier than planned. This was originally unveiled back in June at Apple developer conference, but the same feature missed the initial iOS 11 launch in September.
Developers and public beta testers gained access to new Apple pay Cash feature in iOS 11.2 beta last month, and today it marks the official launch. Those individuals holding an iPhone or iPad compatible with Apple Pay can update to iOS 11.2 final. You can also send and receive payments with Apple Pay Cash using Siri, and Messages will automatically prompt Apple Pay Cash on messages that mention dollar amounts.
But again, Apple Pay Cash is limited to customers in the United States at launch, however, so international customers won’t have access for the time being.
Similar to Venmo or Square Cash, Apple Pay Cash lets users send and receive money directly via iMessages. Money that people send you will live on a digital Apple Pay cash card in the Wallet app. The same, users can spend anywhere that Apple Pay is accepted, or send to other people.
Sending payments with a debit card or Apple’s virtual debit card is free with Apple Pay Cash, and those payments made from a credit card carry the industry standard 3% fee. There’s also a $3000 limit on individual payments.
Using Apple Pay Cash and sending or receiving money through iMessages? Payments received are applied to the virtual debit card in the Wallet app. This can also be used to make contactless payments in stores as well as in apps and online where Apple Pay is accepted. You can otherwise cash out (transfer) your Apple Pay Cash balance to your bank account.
For that to happen, Apple Pay Cash for iPhone and iPad requires iOS 11.2 or later. Apple Watch also works with Apple Pay Cash on watchOS 4.2 or later.
The official release notes of iOS 11.2 mentioned Apple Pay Cash as the main, primary new feature, which only actually available to non-beta users today without an additional update. And yes, the rollout is slow, and if it isn’t showing up for you as yet, just be patient.
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